About Brown Financial

Eldon D Brown, CFP®


Eldon D Brown, CFP®, is founder and owner of Brown Financial. As a native Texan with a history rooted in business, his family has been in Del Rio and in business for over 40 years. As a family of entrepreneurs, Eldon’s father, mother, sister and himself have all started and managed several different businesses in Del Rio.

At eighteen years old Eldon gained an interest in the stock market from his father. It is a passion that he and his father have shared ever since.  This eventually led him to begin his career in the financial services industry in 1994 with Edward Jones.   In 1999, he earned his Certified Financial Planner™ (CFP®) designation.

Eldon is an avid cyclist and trains constantly for challenging races. He has discovered there are many similarities between cycling and finances. When it comes to planning for the future, he advises his clients toward planning the best routes to take before investing their money. He understands the opportunities as well as the dangers that lie behind hidden curves. Most of his clients are business owners, doctors, professionals and retirees. As a “personal financial coach,” he is there to consult with you on which road to take, help you make sound decisions at each stage of your life, and define your goals.

As a business owner for most of his life, Eldon understand the complexities of the needs of business owners and their retirement plans.  He earned the designation,  Accredited Investment Fiduciary®(AIF®),to further his understanding on the fiduciary roles and responsibilities of advisors managing qualified retirement plan programs and individual retirement accounts.   This designation and his 40 years of business experience enables him to be retirement specialist for businesses.

Eldon has also chosen to get extensive training and learn the particulars of the various federal benefit programs to help federal employees with their unique planning needs-helping to balance their governmental benefits with the rest of their sometimes complex financial picture. He can guide federal families to make the most of those benefits-both while working and in retirement.

Eldon has co-hosted Financially Fit with Coach Brown and the Texas Money Maven on KDLK 94.1.    Podcasts available on Itunes and on the website.

Eldon has served on the boards of the Del Rio Chamber of Commerce, Val Verde Regional Medical Center and Warm Springs Rehab Center, as well as a member of the Del Rio Lions Club.

“My goal is simple – To provide clarity and specialized knowledge to the financial issues and options of our clients, so they have a partner to give them guidance, tools and support in taking advantage of opportunities that will bring them closer to reaching their goals.”

Eldon is also a past Director of the Del Rio Chamber of Commerce and member of the Del Rio Lions Club. He has served as a member of the Val Verde Regional Medical Center‘s board of trustees and on the board of Warm Springs Rehabilitation Center.

Investment advisory services offered through Brown Financial, a TX Registered Investment Advisor. Insurance products and services are offered by Eldon Brown. Brown Financial and Eldon Brown are affiliated.

At Brown Financial, helping you achieve your vision for retirement is our number one goal. We work closely with you to objectively assess your individual retirement strategy, and help provide solutions tailored to your needs. Brown Financial are proud to be independent financial professionals.

The Brown Financial Core

We take a personal approach and offer a high level of service paired with years of experience, comprehensive resources and support, objective and in-depth knowledge. Through our dedication to service, Brown Financial creates value for our clients resulting in innovative retirement solutions that cater to their individual needs, goals and vision.

If you would like to have a conversation about your retirement strategy, please contact us online or call our office at 830-775-2911. We can schedule a time that’s convenient for you, and there’s absolutely no cost or obligation.

Michelle R. Brown, Ph.D

Rather than thinking of herself as a financial advisor, Michelle Brown, PhD, likes to describe herself as a financial coach/teacher. “My purpose is to help my clients come away with real knowledge of how to reach their financial goals,” she says. “They aren’t just walking away with a product they purchased; they have a partner who is going to give them the guidance, tools and support they need to get where they want to go.”

Michelle, known as the Texas Money Maven, has been providing a more holistic-type retirement and long-term care planning since 2003. She works with clients step-by-step to personalize a comprehensive strategy for building and preserving life savings.    She is owner and founder of Texas Money Maven, and a co-owner, as an Investment Advisor Representative of Brown Financial Group. She has co-hosted the radio show, Financially Fit with Coach Brown and the Texas Money Maven on KDLK 94.1.   Podcasts available on Itunes and the website.

Michelle joined Brown Financial after years as a high school teacher and counselor, then as a college instructor.  Her expertise and participation in the Teacher Retirement System of Texas helps to bring clarity and specialized knowledge to Educators’ financial issues and options.     As an Investment Advisor Representative, Michelle is dedicated to helping accomplish her clients’ financial goals with the highest fiduciary responsibility.

As a certified Medicaid Planner and an Accredited Claims Agent with the Department of Veteran Affairs, along with a team of attorneys, Michelle is able use her vast knowledge of programs such as Social Security, Medicare, Medicaid, and VA pension strategies to provide innovative strategies and solutions to her clients.   These strategies are individually designed to preserve client retirement savings and to avoid costly mistakes when long-term care and estate planning are needed.

Holding a bachelor’s degree in business management and a doctorate in education, Michelle’s work with clients is a blend of two worlds-finance and education. “I feel an obligation to educate my clients,” she says. “I’m here to teach them how to solve life’s money challenges. I want my clients to feel in control of their financial future and take advantage of opportunities that will bring them closer to reaching their goals.”

Michelle enjoys being an active part of the community.   She is currently an Executive Director of the Del Rio Chamber of Commerce and serves as the Chair of the Red Carpet Ambassadors for the Chamber.   She has also served as a board member for the Del Rio Council for the Arts and for the local theatre group, The Upstagers.